Loan Products

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Loan Products

Condo Analysis Program

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Loan Products

2-1 Buydown Program

2-1 Buydown Program Fixed-rate financing: This is not an Adjustable-Rate Mortgage (ARM) where the rate

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Loan Products

Arriving Home

Standard fixed-rate second mortgage loan to eligible first-time homebuyers

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Loan Products

USDA Home Loan

100% Financing with Fixed Interest Rate 1% One Time USDA Guarantee Fee may be included in Financing

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Loan Products

FHA Home Loan

3.5% Minimum Down Payment; May be gifted from a relative Owner-Occupied Purchase or Refinance

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Loan Products

State Bond – PHFA

We offer the PHFA K-Gov with Advantage Assistance program. Primary residences only may be financed, and only one or two units.

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Loan Products

Jumbo

Competitive jumbo rates and potential second-mortgage solutions which may improve rates and avoid mortgage insurance on larger loan sizes. Jumbo mortgage limits vary by county.

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Loan Products

Conventional Home Loan

Purchase or Refinance 1-4 Unit Primary Residence 2nd/Vacation homes Investment properties

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Loan Products

Renovation Loans

Renovate and rehab a new or existing home with our Home Renovation Financing options.

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Loan Products

HMA Cash Buyer Edge

Win your dream home with the strength of a cash offer—no upfront fee, no rate impact, just $499 at closing.

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Loan Products

Platinum Pre-Approval

Stand out with a rock-solid pre-approval backed by a $2,500 seller guarantee.

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Loan Products

Veteran’s Administration Home Loan

• NO Down Payment | No Cash Reserves Requirements • NO Application Fee • NO Monthly Mortgage Insurance Premiums

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