2-1 Buydown Program
2-1 Buydown Program
- Fixed-rate financing: This is not an Adjustable-Rate Mortgage (ARM) where the rate and payments can fluctuate uncertainly in the future.
- Increased affordability: The lower payments in the first two years may make the mortgage more affordable for borrowers who are stretching their budget to purchase a home.*
- The seller can pay the upfront fee on the buyer’s behalf, reducing the cost of financing.