Our Team
The Andersen Team is available 7 days a week to service all your mortgage needs.

Daniel Andersen with over 15 years in the Mortgage lending industry, has built a team that centers itself
around providing education and impeccable customer service to each client. The team understands the core
foundation of our business and that is to ensure each client has the knowledge, tools, and understanding of
the mortgage process from contract to close.
Daniel has taken great strides to implement a dedicated processing, underwriting, and closing team that ensures a smooth financing process for all clients. We close our loans on time, with the best rate and program for every client.
Daniel listens to each client, making sure to understand what their needs are, and what is important to them. Listening first, and then taking the time to educate each client and provide programs to fit their needs sets him apart in the industry. All homebuyers find Daniel easy to communicate with, as he explains in a way each step of the Mortgage process and is available for questions or advice at any time.
This process has worked for thousands of clients closed loans and with over 1200 5-star reviews and growing,
Daniel’s approach is working. Daniel’s attention to building relationships is what sets him and
his team apart in this industry. Daniel is honest and backs up everything he says with smooth, easily
executed closed transactions. Customers return to Daniel and his team for this reason. Clients feel
comfortable and appreciate the honesty and respect they are given. They know the loan will close on time
with the best rate and customer service.
Prior to Mortgage lending Daniel spent several years in the hospitality industry where he learned a lot about people and how they respond to honesty, good customer service, and how to build strong lifelong relationships.
Daniel has received several industry accolades. He is a 3-time 5-star professional award winner and has
received awards from the Scotsman Guide for top closed transactions for 2 years and is one of the top 1% of
loan officers nationwide.
When Daniel is not working, he enjoys family time activities with his wife, and daughters. Daniel enjoys winter outdoor sports and entertaining in his home.
When you are ready, give Daniel a call. He is available for questions and advice at any time. Daniel can be reached at 708-261-2665.

With over a decade of dedicated experience in the Mortgage & Real Estate Industry, JV has established himself as a seasoned Mortgage Loan Officer. His extensive background includes a successful 10-year tenure as a Realtor, which has uniquely equipped him with a fresh and insightful perspective in mortgage lending. Having represented numerous buyers and sellers, JV deeply appreciates the pivotal role of the loan officer in facilitating seamless transactions.
Recognizing the significance of effective communication and comprehensive industry knowledge, JV prioritizes building strong client relationships. He is committed to ensuring a positive loan experience for every client by diligently educating borrowers through each stage of the mortgage process.
Beyond his professional endeavors, JV enjoys spending time on the golf course, yet his most cherished activity is spending time with his family.

Dora, a devoted mother of three and originally from Athens, Greece, brings a unique blend of warmth, expertise, and a commitment to excellence to her role as a senior loan officer. Dora’s passion for helping others and creating a nurturing environment stems from her family-oriented values and cultural heritage. To her clients, she is dedicated to providing a personalized and supportive approach to the home-buying process, where families can confidently navigate their lending needs. Dora is excited to utilize her diverse background and strong work ethic to deliver exceptional service and guidance, enriching their financial journey with a touch of Greek hospitality and professionalism.
Dora and her team are dedicated to providing top-notch service to every client they serve. Working tirelessly to ensure that each individual’s lending needs are met with care and precision. Whether it’s guiding families through the home-buying process or offering expert financial advice, Dora and her team are here to deliver exceptional service and support every step of the way.
The Andersen Team—featuring JV Romanelli, Dora Konstantos, Angelos Karkalis, Renee Edwards, and Heidi Murphy—shares one unified goal: helping you secure the right mortgage tailored to your financial goals so that your dream of homeownership becomes a reality.
At the core of our success is HMA Mortgage, a company dedicated to innovation, technology, and AI. HMA’s advanced systems make the mortgage process faster, simpler, and more transparent than ever before. From our mobile app that allows you to sign 90% of closing documents for a 20-minute pre-funded closing, to managing your first payment right in the app, every detail is designed to create a stress-free, client-first experience that sets a new standard in the mortgage industry.
Daniel Andersen himself is ranked among the top 1% of loan officers nationwide, recognized for total loan production, excellence, and client success across the country. His background in hospitality shaped his client-first philosophy: every buyer deserves the same level of care, respect, and attention he would want to receive himself. That commitment has allowed him to grow organically, building trust and long-lasting relationships with both clients and referral partners.
When you work with the Andersen Team and HMA Mortgage, you’re not just getting a mortgage—you’re gaining a team of advocates dedicated to making the biggest financial decision of your life simple, transparent, and rewarding.
Follow us on social media to learn more about how we’re helping buyers win in today’s market. Whether you’re a first-time buyer or moving up to your forever home, you’re in good hands with the Andersen Team at HMA Mortgage. WE LOVE WHAT WE DO!